Understanding the Upcoming Changes to Affordable Care Act Marketplace Premium Subsidies As 2025 draws to a close, enhanced premium tax credits for Affordable Care Act (ACA) marketplace plans—temporary measures first expanded in 2021 and extended through this year—are set to expire on December 31, per current law and analyses from the Kaiser Family Foundation (KFF) and Congressional Research Service. These credits have helped make coverage more affordable for over 20 million enrollees, including
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What Happens Next for Affordable Care Act Marketplace Premiums as Enhanced Subsidies Near Expiration? The enhanced premium tax credits for Affordable Care Act (ACA) Marketplace plans, which have helped over 20 million enrollees afford coverage, are set to expire on December 31, 2025. According to analyses from the Kaiser Family Foundation (KFF) and Congressional Budget Office (CBO), this could lead to average premium payments more than doubling in 2026 for many households, with potential increas
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What Happens Next for Affordable Care Act Marketplace Premiums as Enhanced Tax Credits Near Expiration? The enhanced premium tax credits under the Affordable Care Act, which have helped lower costs for millions of marketplace enrollees since 2021 and were extended through 2025, are scheduled to expire on December 31, 2025. According to KFF analysis, if not renewed, average out-of-pocket premium payments could more than double in 2026, rising by about 114% (an estimated additional $1,016 annually
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