Roth 401 (k) contributions are after tax and get tax-free withdrawals; traditional 401 (k) contributions are pretax and have taxable withdrawals.

May 13, 2025 · Can't decide between a Roth 401 (k) vs 401 (k)? Let's look at the main differences between the two, so you can choose the best retirement plan for you.

Apr 29, 2025 · The majority of large employers offer a Roth 401 (k) retirement plan option, but not many employees choose it. There are pros and cons to choosing a Roth 401 (k), and the right …

Nov 24, 2025 · Choosing between a 401 (k) and a Roth 401 (k) depends on your circumstances and goals. Understand the differences to pick the best 401 (k) account for you.

Jun 26, 2025 · The 401 (k) plan comes in two varieties — the Roth 401 (k) and the traditional 401 (k). Each offers a different type of tax advantage, and choosing the right plan is one of the...

Nov 25, 2025 · If you have multiple sources of income in retirement, from say a traditional 401 (k), taxable brokerage accounts, cash savings, and a Roth 401 (k), you have more flexibility in …

Whether your employer offers either or both plan types, we’re here to help with understanding the difference between a Roth vs. Traditional 401 (k) — and the income tax implications of each.

Aug 29, 2025 · Traditional and Roth 401 (k) are employer-sponsored retirement plans. Learn the key differences between them and know which is right for you.

Mar 16, 2023 · Consider a 40-year-old employee choosing between a Roth 401 (k) vs. traditional 401 (k) for a $20,000 nest egg. We project that each would grow to $1.19 million over 25 …

Dec 7, 2025 · Compare Roth vs. After-Tax 401 (k) contribution limits, tax treatment of earnings, and the strategic use of the Mega Backdoor Roth.