Traditional and Roth TSP contributions
Nov 17, 2025 · Starting in January 2026, you’ll be able to convert money in your traditional (pre-tax) balance to your Roth (after-tax) balance in your TSP account. This is called a “Roth in …
Roth vs. Traditional TSP: Which One Should You Choose?
Jun 24, 2024 · Whether a beneficiary requests a direct payment of their inherited TSP account or has the inherited TSP directly rolled over to an “inherited” IRA, full income taxes must be paid …
Why Some of Your Contributions Should Be in Roth TSP
May 20, 2025 · A new employee finds the Traditional TSP especially attractive because all contributions offer pretax savings for the current year. In contrast, Roth TSP accounts can …
TSP’s 2026 Game Changer: What Federal Employees Need To …
1 day ago · Starting in 2026, the Thrift Savings Plan (TSP) will give every federal employee a new power move. For the first time, you’ll be able to convert your traditional (pre-tax) TSP balance …
Traditional vs. Roth TSP: Key Differences - SmartAsset
Feb 6, 2025 · A Traditional TSP allows pre-tax contributions, lowering taxable income now but resulting in taxable withdrawals in retirement. A Roth TSP uses after-tax contributions, …
TSP Roth Conversion Rules and Tax Implications - LegalClarity
3 days ago · Navigate the complexities of TSP Roth conversions. Learn the eligibility requirements, procedural steps, and critical tax implications.
Our 2025 TSP Comparison: Roth vs Traditional l Federal Educators
As each year passes, the thrift savings plan is subject to change like most of the federal tax scene. We are here to show you what you need to know regarding Roth and traditional TSPs …
TSP Traditional to Roth Conversion - New Guidelines for 2026
Aug 26, 2025 · Starting in 2026, TSP participants will be allowed to convert traditional TSP balances into Roth TSP directly inside their plan. This gives service members and federal …
Roth TSP vs. Roth IRA: What's the Difference? - Investopedia
Apr 30, 2025 · A Roth TSP account works the same way as a Roth IRA, but is only available to military servicemembers and certain federal workers. The Roth TSP has higher contribution …
Roth TSP vs. Traditional TSP: What’s Better in 2025?
Mar 24, 2025 · With potential tax changes on the horizon and evolving retirement goals for many federal workers, one question keeps coming up: Should I be contributing to the Roth TSP or …