Aug 26, 2025 · You can make catch-up contributions to your traditional or Roth IRA up to $1,000 in 2015 - 2023. Catch-up contributions to an IRA are due by the due date of your tax return …

Dec 5, 2025 · What are catch-up contributions? Catch-up contributions are extra money you can contribute to your retirement account, beyond the annual elective deferral limits set each …

Nov 21, 2025 · Learn how catch-up contributions let those 50+ boost their retirement savings in 401 (k)s and IRAs, understanding rules, limits, and tax benefits involved.

What is a catch-up contribution? A catch-up contribution is an additional amount of money that certain taxpayers can add to a 401 (k), IRA or similar tax-advantaged retirement account.

Nov 13, 2025 · 401 (k) catch-up contributions are additional funds that individuals ages 50 or older are eligible to make to their employer-sponsored 401 (k) plans. For the 2026 tax year, …

Sep 10, 2025 · Americans age 50 and older can contribute beyond the usual annual limits in certain retirement accounts through what are known as catch-up contributions. Congress …

Jan 17, 2025 · Catchup contributions allow investors age 50 and older to contribute extra money to retirement accounts beyond the standard limits.

Dec 3, 2025 · Historically, catch-up contributions were made pre-tax, reducing taxable income in the contribution year. For example, if someone in a 35% tax bracket contributed $8,000 in …

Jun 6, 2025 · Catch-up contributions are contributions that exceed the normal limits for retirement funds. So, unless you've actually exceeded your base contribution for the year, you won't be …

Sep 18, 2025 · For 2025, workers can defer up to $23,500 into 401 (k)s, and investors age 50 and older can make an extra $7,500 in catch-up contributions. There is also a "super catch-up" …