A 403 (b) plan (tax-sheltered annuity plan or TSA) is a retirement plan offered by public schools and certain charities. It's similar to a 401 (k) plan maintained by a for-profit entity.

Mar 30, 2025 · A 403 (b) plan, also known as a Tax-Sheltered Annuity (TSA) plan, is a retirement savings account offered to employees of schools, the public sector, and non-profits.

Nov 18, 2025 · What is a 403 (b) plan? A 403 (b) plan is a type of retirement account available to individuals who work in public education and employees of certain 501 (c) (3) tax-exempt …

Nov 26, 2024 · A 403 (b) is a retirement plan available for employees in health care, education, and other tax-exempt organizations. 403 (b)s offer tax advantages, though the exact benefits …

May 7, 2025 · A 403 (b) retirement plan is an employer-sponsored plan offered by public schools, nonprofits and other tax-exempt organizations to help employees save for retirement.

When bills or debt feel overwhelming, it can be tempting to consider borrowing against your account in a 403 (b), 401 (k), or 457 (b) plan. But the trade-offs can be steep—and we want to …

Employee salary deferrals into a 403 (b) plan are made before income tax is paid and allowed to grow tax-deferred until the money is taxed as income when withdrawn from the plan.

A feature of a 403 (b) plan that allows you to make after-tax contributions (so you don't get an immediate tax deduction) and then withdraw money in retirement tax-free as long as you meet …

A 403 (b) plan features the ease of automatic payroll deductions and provides a number of powerful tax advantages to help participants save and invest for retirement.

Jul 14, 2025 · Like a 401 (k), however, a 403 (b) is a way for eligible employees to save for retirement through payroll deductions (also called elective deferrals) on either a percentage of …