At 64 with $2.1 million saved, the question isn’t whether retirement is possible but whether your withdrawal strategy and ...

If you have a roughly equal split of stocks and bonds, you may be safe to follow the 4% rule, which has you withdrawing 4% of your nest egg your first year of retirement and adjusting subsequent ...

A retirement budget compares expected income with planned expenses to see whether spending fits within available income. This ...

From self-employment tax on your side hustle to surprise bills when debt gets forgiven, these seven tax obligations catch ...

Health care workers say a powerful new street drug is clogging Pittsburgh-area emergency rooms with people suffering from violent withdrawal symptoms, including losing control, fighting with staff and ...

Medetomidine, a veterinary sedative, mixed into fentanyl has sent thousands to hospitals, not only for overdose but for life-threatening withdrawal. It is spreading to other cities. Joseph is newly in ...

The 4% rule has you withdrawing 4% of your savings your first year of retirement, with future withdrawals adjusted for inflation. For the rule to work, certain factors need to be present. Research ...

Bill Bengen, a financial planner, forged an industry standard in 1994 for thinking about 'safe' withdrawal rates for investment portfolios during retirement. Although no one can reliably predict the ...

Are you planning to retire in 2026? You’re probably working out how much you can safely withdraw from your pension each year to avoid running out of money. But the old guidance of drawdown amounts may ...

The “right” safe starting withdrawal rate is a moving target, depending on equity valuations, bond yields, prospects for inflation, and a retiree’s own life expectancy and asset allocation, among ...

In early 2023, Liana Shatova began taking low doses of an antidepressant to ease symptoms of a premenstrual disorder marked by mood swings, anxiety and depression. At first, the difference was ...

This article draws heavily on Bill Bengen’s new groundbreaking safe withdrawal rate research and references his latest updates. Bill was kind enough to review the article and his insights are included ...