Truth is, not all credit checks work the same way. Some won’t touch your score at all, while others create inquiries that stay on your report for years. Understanding how soft and hard credit pulls ...

Legal consequences can be up to 20 years in prison, plus fines of more than $250,000. This scheme often combines with other ...

No matter how much you need a loan, don't overlook this big red flag. Companies that allegedly "guarantee" loans without ...

The mortgage industry is preparing for a significant transformation in residential appraisal reporting with the rollout of ...

Ashley is a lead editor of mortgages and loans at Forbes Advisor. She graduated from Utah Tech University with a bachelor’s in English with an emphasis in creative writing. She began her career ...

Mortgage rates just hit their lowest level since October 2024, raising a familiar question for buyers: lock in now or wait ...

Peoples Bancorp and Bank of the James are navigating community banking with distinct models, but which has more upside? Let's dive in.

HUD also updated the mechanics of applying to and maintaining a spot on the FHA Appraiser Roster: Appraisers must complete ...

Accurate Group today announced the successful completion of its first Uniform Appraisal Dataset (UAD) 3.6 appraisal on December 23rd-marking a significant milestone as the mortgage industry advances ...

Arizona-based The Loan Store doubled its wholesale mortgage volume to $8.2 billion in the first nine months of 2025, driven by experienced hires and a focus on non-QM loans. AI Summary In a wholesale ...

WASHINGTON, D.C. — Federal banking and consumer protection agencies on Monday announced updated dollar thresholds that will change how certain mortgage loans and consumer credit transactions are ...