Legal consequences can be up to 20 years in prison, plus fines of more than $250,000. This scheme often combines with other ...

FHA loans are a great option for borrowers with little saved for a down payment or less-than-perfect credit, since they only require 3.5% down with a 580 FICO Score. (If you put at least 10% down, you ...

Peoples Bancorp and Bank of the James are navigating community banking with distinct models, but which has more upside? Let's dive in.

Home equity borrowing can be one of the least expensive ways to access a large sum of money. And, right now, it's one of the only ways to do so. With interest rates elevated on everything from credit ...

Under Bill Pulte, Fannie Mae and Freddie Mac have pulled away from efforts to help low-income people buy homes.

Truth is, not all credit checks work the same way. Some won’t touch your score at all, while others create inquiries that stay on your report for years. Understanding how soft and hard credit pulls ...

Note: The sample rates included in the reviews are accurate as of December 31, 2025 and are subject to change at any time. What do you do if you want to tap your equity without losing your low rate?

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Investopedia / Arif Qazi, Ellen Lindner, Joules Garcia, Mira Norian, and Yurle ...

Refinancing your mortgage, or replacing your existing home loan with a new one, can lower your interest rate and monthly payments. It can even get you extra cash from the equity in your home. Not all ...

In recent years, a shortage of vehicles, rising prices, and high borrowing costs have made it challenging for some people to purchase a new or used vehicle. Thankfully, the automotive market is ...

Buying a home is a big commitment. Here are questions you should ask yourself, your lender, and your Realtor before signing ...

To be eligible, you need to be under the income phase-out thresholds; while the IRS has not yet finalized the exact ...