EPFO has simplified partial withdrawal rules by merging multiple provisions into a single, easy framework, ending confusion and delays. Members can now withdraw up to 75% of their balance for eligible ...

The reality is sobering: The average 401 (k) balance of a Gen Xer is about $190,000, while the average balance for Boomers ...

Workers should know about these six 401(k) tax rules that can affect how much they'll pay in taxes both now and in retirement ...

Americans in their mid-40s to early 50s are in a key phase for retirement planning. Learn what steps can still make a ...

Using 401 (k) Funds Under current law, access to retirement savings before age 59½ is deliberately restricted. Early withdrawals from 401 (k) plans generally trigger a 10% penalty on top of ordinary ...

Reaching 72 with $900,000 in tax-deferred retirement accounts means navigating required minimum distributions (RMDs) while ...