Learn what available funds are, how they differ from account balance, and why they matter for your financial decisions.

WASHINGTON, Dec 16 (Reuters) - Fourteen of the largest U.S. retail banks posted jumps in the income they generated from overdraft and bounced-check fees during the first nine months of the year, while ...

When a borrower needs quick funds, an overdraft and a personal loan are the two popular options that usually come to mind. Both financial products address the urgent need for finances. They can help ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Overdraft fee is a penalty banks impose when a transaction ...

A Consumer Financial Protection Bureau rule to cap overdraft fees was overturned by Congress. Overdraft fees can range from $25 to $35 and disproportionately affect struggling consumers. Some ...

Overdraft protection has become Washington’s latest punching bag. Sens. Elizabeth Warren (D-Mass.), Bernie Sanders (I-Vt.), and Richard Blumenthal (D-Conn.) are again criticizing banks, credit unions ...

(InvestigateTV) — When an account is overdrawn, consumers pay a high price. In 2024, the Consumer Financial Protection Bureau (CFPB) finalized a rule that would have required large banks and credit ...

If you don’t keep a close watch on your checking account balance, making a debit purchase or writing a check without enough funds in your account to cover it could end up costing you. The average ...

NEW YORK (AP) — Navy Federal Credit Union will no longer have to refund $80 million to servicemen and women for illegally charging them overdraft fees on their accounts, after the President Donald ...

One in nine of those who avoid reviewing their spending said they have saved less than £100 over the past year, Aldermore bank said (Joe Giddens/PA) (PA Archive) More than one in five (22%) people ...

More than one in five (22%) people avoid looking at their bank balance because of feeling anxious about their finances, a survey has found. This rises to more than a third (35%) of millennials aged 28 ...

The U.S. House and Senate voted through a resolution that overturns a proposed rule to cap overdraft fees at $5 for large banks. The president is expected to sign the resolution into law, aligning ...