Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

While 740 and around that is a solid score indicative of good credit habits, you're perfectly positioned to make it climb ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Your credit score is a key that unlocks most of the major financial products anyone will ever need: credit cards, car loans, ...

Brittany Brown is a full-time copywriter writing covering real estate and personal finance topics like budgeting, investing, credit cards, and more. She is currently working to become an accredited ...

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...

Before applying for a car loan, it’s wise to check your credit score. That will give you a pretty good indication of where you stand in the eyes of potential lenders. Many people assume that few car ...