The biggest change once I retire is that I won't be "saving" for retirement anymore, so I won't need to replace the pretax ...

If you have a roughly equal split of stocks and bonds, you may be safe to follow the 4% rule, which has you withdrawing 4% of your nest egg your first year of retirement and adjusting subsequent ...

A retirement budget compares expected income with planned expenses to see whether spending fits within available income. This ...

There's a new rule coming to 401(k) catch-up contributions this year that affects higher earners. And it may also have an ...

Roth conversion strategies for tax efficiency, preservation portfolios, and lifestyle tips for well-being—read now.

In 2026, the maximum contribution limits for 401(k) plans have increased, giving you an excellent shot at maximizing your ...

View post: Macy's is selling a $90 quilt set for $27 that comes with a matching tote bag Social Security alone provides insufficient retirement income, making 401(k)s and IRAs essential savings tools.

The start of a new year is always a great time to review your retirement plan. While it might not be the most exciting New Year's resolution, it could have the most impact. Every year, thousands of ...

Beau Adams, president of American Trust Retirement, believes the nature of advising will profoundly change as retirees shift their mindset from saving to withdrawing. Retiring workers—thousands join ...

Mary Woulf was 22, a single mother and a college dropout. She went to a temp agency for a receptionist job. She did well on the test, so the agency sent her to its best client, a national mortgage ...

While digital assets like Bitcoin (BTC) have gained immense popularity among the youngsters, the older generation is still hesitant to embrace cryptocurrencies. Hard-working, middle-aged Americans ...