Employer-sponsored retirement plans usually take the form of either a 401(k) or a profit-sharing plan. Both options are tax-advantaged, but they differ considerably in how they work. To start, ...

Retirement should be a time of comfort and enjoyment after decades of contribution to the workforce. Yet financial uncertainty and anxiety overshadows this phase of life for nearly half of working ...

Early withdrawals can shrink your 401(k) savings. See how to calculate the IRS 10% penalty, and learn about exceptions, SECURE 2.0 updates, and penalty‑free alternatives.

As a small business owner, carving out a reliable path to retirement for yourself and your employees is an important part of your financial plan. When thinking about the retirement plan options ...

As some Americans struggle to save for retirement, key 401(k) plan changes could soon make preparing easier for certain workers, experts say. Enacted by Congress in 2022, “Secure 2.0” ushered in ...

If you work for a private company, a 401(k) plan with matching contributions may be best. If you work for a government agency or non-profit organization, a 457 plan with more flexible withdrawals may ...

Your retirement plan might seem an unlikely battleground for fighting global warming. But it may be a promising one. So maintains Sam Gooch, a program manager at Waymo, a unit of Alphabet GOOG. Late ...

Key Takeaways A 401(k) might be your best bet for saving more for retirement.A recent study shows that people with 401(k)s were able to save 29% more for retirement than their peers who did not have ...