The “4% rule” isn’t one rule — fixed percentage, fixed dollar, and inflation-adjusted withdrawals behave very differently in ...

The reality is sobering: The average 401 (k) balance of a Gen Xer is about $190,000, while the average balance for Boomers ...

The 1% rent vs buy rule states that a property is usually a good investment if the monthly rent you could get from it is at ...

Retiring at 60 with $1.5 million sounds comfortable until you realize Medicare doesn’t begin until 65. That five-year gap ...

For decades, the 4% withdrawal rule seemed bulletproof. Financial advisors recommended it.Books praised it. Every retirement ...

For decades, hitting seven figures in savings has been treated as the finish line for retirement. The reality is more ...

The 4% rule of retirement puts you on an austere budget in your leisure years. Even if you save a million dollars, the 4% formula allows you to spend only $40,000 of your money in the first year. But ...

For decades, fixed withdrawal strategies like the 4% rule have served as a cornerstone of retirement planning, offering a simple, linear roadmap for decumulation. New research from J.P. Morgan ...

Question: I waited until 75 to retire with $1.4 million. Do I have to follow the 4% rule, or can I take larger withdrawals since I'm older than the typical retiree? Answer: Some people opt to retire ...

Financial advice professionals have used the 4% rule as a benchmark for advising their clients in scheduling their retirement account withdrawals for decades. It has now become a regular part of the F ...