Truth is, not all credit checks work the same way. Some won’t touch your score at all, while others create inquiries that stay on your report for years. Understanding how soft and hard credit pulls ...

Legal consequences can be up to 20 years in prison, plus fines of more than $250,000. This scheme often combines with other ...

The mortgage industry is preparing for a significant transformation in residential appraisal reporting with the rollout of ...

Mortgage rates are the interest rates charged by the mortgage holder, typically a bank, to the borrower, typically a ...

Peoples Bancorp and Bank of the James are navigating community banking with distinct models, but which has more upside? Let's dive in.

WASHINGTON, D.C. — Federal banking and consumer protection agencies on Monday announced updated dollar thresholds that will change how certain mortgage loans and consumer credit transactions are ...

Last week, the Federal Reserve delivered a quarter-point rate cut at the close of its October meeting, lowering the benchmark rate to a range of 3.75% to 4%, with the goal of helping to ease borrowing ...

Earlier this week, the Appraisal Institute told the U.S. Department of Housing and Urban Development (HUD) that it supports the current requirement for a second appraisal on certain federally insured ...

If you're taking out a conventional loan to finance a home purchase in 2026, it can be as much as $832,750 in most places in the country. The Federal Housing Finance Agency announced the conforming ...

If there’s one thing you should know going into the home-buying or refinancing market this year, it’s this: Mortgage scams are evolving faster than ever. From phishing tactics to impersonation of ...