One of the cornerstones of retirement planning is determining how much you can safely withdraw each year while maintaining a certain quality of life. And it wouldn't take much searching to come across ...

The $1,000 a month rule for retirement offers a straightforward guideline for estimating the savings needed to generate $1,000 in monthly income during retirement. This rule is based on the 4% ...

Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update. The 4% rule says you should plan to spend 4% of ...

The 4% Rule is arguably the most famous strategy for making sure your retirement income lasts long. Developed in the 1990s, it offers an evidence-based answer to most retirees’ question: “How much can ...

Is the 4% Rule dead? It's not dead, but it's flawed, said a statistician specializing in finance who has announced research challenging the 4% rule and similar fixed-rate withdrawal strategies for ...

It seems the 4% rule is now the 4.7% rule. Three decades after financial planner William Bengen came up with a simple yet elegant solution to help clients balance their retirement spending, the ...

Who hasn’t pondered the possibility of running out of money in retirement? It’s a pervasive undercurrent in retirement planning for millions of Americans. The fear is particularly palpable for many of ...