On the other hand, if you have a chronic illness and don’t expect to live into your 90s, you could consider a higher rate.

Wondering if you're behind on retirement savings? Compare 15 key signs to see how prepared you really are, and where you ...

Discover how 401(k) balances in your 40s and 50s stack up and learn smart strategies to grow savings, such as catch-up ...

Early withdrawals from your 401(k) may ease today’s cash crunch, but taxes, penalties, and lost compound gains can cost you ...

Decumulation is the period in which you spend the money you've worked so hard to accumulate. If you're still working and tucking money into a retirement plan, you're in the "accumulation" phase. Once ...

Follow these tips to help clients draw down their retirement funds in a tax-efficient manner and avoid common mistakes.

Many retirees are unprepared for the switch from saving to spending. Here’s how to turn your retirement savings into steady, ...

Turning 65 can feel like standing on a financial cliff edge. You've spent decades saving, but now retirement is no longer theoretical. It's here. One of the biggest questions people ask at this age is ...

Some retirement accounts have federal bankruptcy protections, but the rules vary by account type and situation.