Bonuses and contributions are coming thick and fast, Percy MacDonald explains how a blend of indexing and purchased alpha can ...

As we can see, the value of non-registered investment ($2,083) after-tax, is worth less than the value of the RRSP ($2,100), meaning your RRSP has effectively given you a tax-free return of $100 (five ...

The First Home Savings Account gives Canadians a powerful way to save for their first home while enjoying tax benefits.

If you are wondering what kind of stocks are worth holding in an RRSP, here are two core holdings to consider. For RRSP retirees, shift toward lower‑risk, dividend‑paying stocks to preserve capital ...

A question popped up recently on Reddit that many Canadians can relate to: “Only 10K in retirement. How much do I need to worry given I own a home and have a pension? Most of the retirement benchmarks ...

At 70, turn your RRSP into a personal pension. See how one dividend ETF can deliver steady, tax-deferred income with less stress. At 70, many retirees have $150,000–$300,000 RRSPs that must last 20–30 ...

A Registered Retirement Savings Plan (RRSP) becomes especially important at 70. This is the stage in life when income stability matters more than chasing growth. Therefore, having a well-built RRSP ...