Over 12 million Americans are delinquent or in default on their student loans. Experts warn of a 'default cliff' as the ...

According to a 2025 study from Vanguard, 60% of baby boomers aged 61 to 65 are not on track to have enough money to retire.

Lincoln WealthBuilder SM IUL offers indexed accounts, growth potential and features that financial professionals and their clients have been asking for. “According to Lincoln research, 88% of ...

Andrew Yang’s revived pitch suits the automation debate, but UBI can’t fix inequalities concentrated tech wealth drives Universal basic income (UBI) is back, like a space zombie in a sci-fi movie, ...

The Marshall Islands has introduced a national universal basic income (UBI) scheme that offers payments via cryptocurrency, alongside more traditional methods, which experts say is the first scheme of ...

See Nationwide’s coverage options, term life costs, riders and special features Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side.

Gear-obsessed editors choose every product we review. We may earn commission if you buy from a link. Why Trust Us? Here’s what you’ll learn when you read this story: All life on Earth can be traced ...

If you are the beneficiary of a life insurance policy, the payout — known as a death benefit — is typically tax-free. There are some exceptions, however. Here's what you need to know about your tax ...

Term life insurance is usually the simplest and cheapest policy you can buy. That's because it's only in force for a set period — generally between 10 and 30 years — and it doesn't have a cash value ...

Like the old saying goes, when the going gets tough, the tough get going. But even the toughest people still need encouragement every now and again. If you’ve encountered setbacks in pursuit of your ...

AIME involves indexing 35 top-earning years to adjust for inflation, affecting Social Security. Your Social Security benefit is derived from AIME, with higher AIME leading to higher benefits. Indexing ...