The current average mortgage rate on a 30-year fixed mortgage is 6.10%, according to the Mortgage Research Center. The ...

Refinancing could make sense if you want to lower your interest rate, get rid of mortgage insurance or change loan terms ...

Truth is, not all credit checks work the same way. Some won’t touch your score at all, while others create inquiries that stay on your report for years. Understanding how soft and hard credit pulls ...

Lenders now approve more low-credit applicants using cash-flow underwriting, alternative data, updated scoring models and ...

When one factors in property taxes and insurance for a $414,400 home, a buyer is looking at a total monthly payment of nearly $3,000. That would require a gross annual income of $118,800 if they were ...

As affordability pressures mount, industry leaders are revisiting 50-year mortgages, portable loans and assumable ...

Mortgage rates have finally slipped after a punishing stretch of volatility, and that shift is already reshaping what your ...

Under Bill Pulte, Fannie Mae and Freddie Mac have pulled away from efforts to help low-income people buy homes.

Borrowers should carefully weigh their home equity loan pros and cons before getting started with the product. /iStockphoto .

In our world, no one expects lender and/or vendor mergers and acquisitions to diminish in 2026, and in today’s Mortgage ...

Explore the current interest rates for SBA-backed financing.

The rate on a 30-year fixed refinance increased to 6.16% today, according to the Mortgage Research Center. The average ...