While many gift card scams involve thieves demanding payments via prepaid cards, there's a less obvious type of fraud known ...

Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. He has five years of experience in personal finance journalism and has contributed to a variety of ...

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit utilization effectively.

Sophie Venz is a former Deputy Editor at Forbes Advisor. She is an experienced editor and features reporter, and has previously worked in the small business and start-up reporting space. Previously ...

The hit: Once a cashier activates the card for a unknowing buyer, the crook drains it fast—often before it’s even used Avoid it: Check the PIN/scratch area for tampering, grab from the back, pay with ...

Credit card companies compete fiercely for a place in Canadians’ wallets. Ads promising the best value for cardholders appear everywhere from social media feeds to subway billboards to airport lounges ...

Some credit cards, particularly from newer companies, promise no credit check and no fees — an ideal combo for those with bad credit. Here are our top picks. Many or all of the products on this page ...

Let's say you transfer a $6,000 balance to a credit card offering 0% intro APR for 21 months, and commit to paying $300 per month. You'll wipe out the debt before the intro APR ends and save roughly ...

A balance transfer credit card is an excellent way to refinance existing credit card debt, especially since credit card interest rates can go as high as 30%. By transferring your balance to a card ...

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for many Americans. The most recent New York Fed report on household debt and ...

Pay down high-interest post-holiday balances and debt with the MBNA True Line® Mastercard®. Get a 0% annual interest rate for 12 months on balance transfers made within 90 days, plus a low ongoing ...

Holiday shopping bills can pile up fast. Between gifts, decorations and travel costs, Americans often rack up thousands in credit card charges that carry steep interest rates averaging around 22%. A 0 ...