On the other hand, if you have a chronic illness and don’t expect to live into your 90s, you could consider a higher rate.

The 1% rent vs buy rule states that a property is usually a good investment if the monthly rent you could get from it is at ...

For decades, the 4% withdrawal rule seemed bulletproof. Financial advisors recommended it.Books praised it. Every retirement ...

The 4% rule of retirement puts you on an austere budget in your leisure years. Even if you save a million dollars, the 4% formula allows you to spend only $40,000 of your money in the first year. But ...

For decades, fixed withdrawal strategies like the 4% rule have served as a cornerstone of retirement planning, offering a simple, linear roadmap for decumulation. New research from J.P. Morgan ...

Question: I waited until 75 to retire with $1.4 million. Do I have to follow the 4% rule, or can I take larger withdrawals since I'm older than the typical retiree? Answer: Some people opt to retire ...

Financial advice professionals have used the 4% rule as a benchmark for advising their clients in scheduling their retirement account withdrawals for decades. It has now become a regular part of the F ...

Trina Paul is a Breaking News and Personal Finance Writer at Investopedia, covering topics like retirement, consumer debt, and retail investing. She focuses on making complex financial topics ...

What if the Wall Street bulls are wrong? Retirees face nervous times ahead if Vanguard is right. The investment giant, which is owned by its 50 million investors, warns that U.S. stock-market returns ...

As advisors continue to debate the best way for retirees to take income from their savings, a new approach emerged this fall from a research paper that challenges William Bengen’s famous “4% rule.” ...

Are you planning to retire in 2026? You’re probably working out how much you can safely withdraw from your pension each year to avoid running out of money. But the old guidance of drawdown amounts may ...