8% Vs. 4% Rule: Is Dave Ramsey's Retirement Math Dangerous?

The “4% rule” isn’t one rule — fixed percentage, fixed dollar, and inflation-adjusted withdrawals behave very differently in ...

Here’s why you should spend more than a measly 4% in retirement, even if the basic math says no. Are you thriving or just surviving?

On the other hand, if you have a chronic illness and don’t expect to live into your 90s, you could consider a higher rate.

Uncover the Retirement Statistic That Might Surpass Your 401(k) in Importance

The reality is sobering: The average 401 (k) balance of a Gen Xer is about $190,000, while the average balance for Boomers ...

Smart Money Tip of The Week: How 1% rule can help you decide whether to buy or rent a property

The 1% rent vs buy rule states that a property is usually a good investment if the monthly rent you could get from it is at ...
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$1.5 Million at 60 Looks Solid Until You Calculate Five Years Without Medicare

Retiring at 60 with $1.5 million sounds comfortable until you realize Medicare doesn’t begin until 65. That five-year gap ...