The funds you stash in your 401(k) plan are intended for your future retirement. But sometimes life throws you a curveball, and you need money fast. In those cases, you may be able to tap into your ...

Some people will spend decades saving and investing for retirement, only to discover that they missed a step along the way. That commonly "missed" step? Devising their plan for decumulation − in other ...

Early 401(k) withdrawals are those you make under age 59 1/2 without a qualifying reason. You'll pay a 10% early withdrawal penalty on top of ordinary income taxes. Consider early 401(k) withdrawals ...

Most people approaching retirement want a simple benchmark: what does a typical 401(k) look like at 65, and how does their own nest egg stack up? The averages can be sobering, but they are also a ...

This type of account offers triple-tax benefits, and is especially useful after you turn 65. And the great part is that you can open it well before retirement age.

Jordyn joined Investopedia in February 2025. She was previously a freelance writer covering lifestyle, entertainment, politics in the Midwest, and more. Investopedia/Julie Bang A new Vanguard study ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. A 401(k) is an employer-sponsored savings plan that allows ...

Saving up for retirement is one of the most important financial goals you'll ever have, but knowing how much you can ...

Now, new data shared exclusively with Inc. by the 401(k) provider Human Interest—a 2021 Inc. 5000 honoree that Fast Company named one of the most innovative companies in finance earlier this year—adds ...