The $1,000 a month rule for retirement offers a straightforward guideline for estimating the savings needed to generate $1,000 in monthly income during retirement. This rule is based on the 4% ...

One of the cornerstones of retirement planning is determining how much you can safely withdraw each year while maintaining a certain quality of life. And it wouldn't take much searching to come across ...

Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update. The 4% rule says you should plan to spend 4% of ...

The 4% Rule is arguably the most famous strategy for making sure your retirement income lasts long. Developed in the 1990s, it offers an evidence-based answer to most retirees’ question: “How much can ...

It seems the 4% rule is now the 4.7% rule. Three decades after financial planner William Bengen came up with a simple yet elegant solution to help clients balance their retirement spending, the ...

The 4% withdrawal rule may leave retirees short on income despite being a common benchmark for retirement planning. A stock-heavy portfolio could support a 6% annual withdrawal rate instead of 4%.

New research published in the Journal of Retirement found that full or partial annuitization leads to better retirement income outcomes than the 4% rule. The research also found that those with ...