Retirement planning for couples can be a complex process that requires careful consideration and attention to details. Both individuals need to understand their personal and joint needs, goals, and ...

Follow these tips to help clients draw down their retirement funds in a tax-efficient manner and avoid common mistakes.

Seasoned federal employees who survived the turmoil of 2025 might be thinking: Should I retire in 2026? You should make this most crucial and personal of decisions on the basis of where you want to be ...

Planning how you’ll spend in retirement is just as important as saving, and a clear spending plan can help you live ...

Throughout this year of VERA, VSIP, RIF, DSR, and the new one, DRP 1.0 and DRP 2.0, many employees are trying to hurry up and learn what it takes to retire. This is an update to an article I wrote ...

Retirement planning involves saving for future expenses. Retirement accounts provide tax advantages. A personalized approach to retirement planning may be best. Retirement may be decades away. But you ...

Until the 1980s, employers mostly provided defined benefit pensions as retirement plans. As of March 2023, based on the National Compensation Survey by the Bureau of Labor Statistics, only 63% of ...

GRAND RAPIDS, Mich. (WOOD)- Taxes could be your largest expense in retirement. And yet, for pre-retirees, tax planning often fails to be top of mind in the retirement planning process. It’s a ...

Retirement planning is not that difficult, but it requires years of hard work to build the assets. In this specific case, it ...

Advisors should lean into conversations with clients and prospects about a range of retirement planning scenarios. With looming Social Security solvency deadlines, rising health care cost inflation, ...

In the fall of 2019, I toured the Office of Personnel Management’s (OPM) Retirement Operations Center—known as the “ROC”—located 220 feet underground in a former limestone mine north of Pittsburgh, ...