The average American contributes a percentage of their paycheck to their 401(k). Here's how your savings rate compares.

Based on its most recent data for the third quarter of 2025, Fidelity puts the average 401 (k) savings rate at 14.2% of income, which is close to its suggested 15% amount. However, 401 (k) savers aren ...

The average 401(k) plan savings rate recently notched a record high — and the percentage is nearing a widely used rule of thumb. During the first quarter of 2025, the 401(k) savings rate, including ...

Workers put away a record share of their income for retirement in the year’s first quarter, according to Fidelity Investments’ Q1 2025 retirement analysis. The average contribution rate to 401(k) ...

Contributions to a Roth 401 (k) are made with after-tax dollars, so you don’t get a tax break for the year, but qualified withdrawals are tax-free in retirement (so long as you’re over 59½ and the ...

The average 401(k) savings rate has maintained a record high, as some retirement plans make it easier for workers to enroll and contribute. Stream Los Angeles News for free, 24/7, wherever you are. In ...

Saving for retirement is crucial, but life throws curveballs. Marriage, a house, kids—these demands compete for your wallet. So, how much should you really be stashing away in your 401(k)? Is socking ...

Borrowing from your 401(k) might sound appealing when you need quick cash. After all, the typical 401(k) loan interest rate is low — usually the prime rate plus 1%, and you’re essentially paying ...

The average 401(k) savings rate has maintained a record high, as some retirement plans make it easier for workers to enroll and contribute. In 2024, the average combined savings rate for employee ...