The new year brings some notable increases in savings and pension plan limits from the Canada Revenue Agency (CRA) - and a ...

The RRSP contribution limit has risen to $33,810 for 2026, up from $32,490 in 2025. This increase is determined as 18% of your previous year’s income, subject to a maximum cap, along with any unused ...

Registered retirement savings plans (RRSPs) can be an excellent vehicle to invest in high-yielding private mortgages, thereby ...

The RRSP deduction limit for 2026 has increased, giving Canadians more room to save for retirement while reducing their ...

A recent BMO survey found 38 per cent of Canadians dip into their RRSPs early for one reason or another. If holiday debt has you eyeing your RRSP savings it’s important to know that early withdrawals ...

I started by saying that I assume he had fully maxed out his RRSP contributions, at which point he interrupted me, and said, emphatically, “I don’t believe in RRSPs.” I was dumbfounded. Didn’t believe ...

Buying a new home is a major financial decision with a hefty price tag. But is it worth slowing down your retirement savings ...

Each year at this time, business owners are presented with a critical financial opportunity: the ability to contribute to a registered retirement savings plan for the preceding tax year — in this case ...

January is the perfect time to sanity-check your RRSP at 70, because the “typical” balance is closer to the median than the ...

March 2, 2026, is the last day you can make a tax-deductible contribution to your RRSP for the 2025 tax year. But not everyone needs to rush to meet this deadline. Many or all of the products on this ...