What Is a 401(k) Plan for Small Businesses? A 401(k) plan is a retirement savings account that allows employees to save and ...

About 70% of Americans contribute to some kind of retirement plan, according to data from financial services company Empower. Many of these plans are company-sponsored 401(k)s, with average balances ...

Traditional 401(k)s give you a tax break today, but require you to pay taxes on your withdrawals later. Roth 401(k)s don't have an upfront tax break, but allow for tax-free withdrawals in retirement.

Five types of 401(k) fees that you may be paying. In this stock image, a broken piggy bank is pictured. Getty Images Mar. 10, 2014 — -- intro: In the universe of 401(k) plans, small plans ...

Like all financial decisions, retirement planning should be unique to your preferences, resources and needs. With pensions at a premium and the future of Social Security increasingly insecure, most ...