Dear Liz: I have $160,000 in a 403 (b) retirement plan and I’m 70. I know I have to start taking required minimum ...

The SECURE 2.0 Act eliminated RMDs for Roth 401(k)s. Learn what this major change means for your retirement strategy and ...

At 58, Peter Thiel – who is now worth about $27 billion — knows a thing or two about success. He successfully co-founded ...

Roth strategies are not going away. But the way certain federal employees use them is changing, and the timing of your ...

With retirement just four years away, the decision to shift a quarter of a 401(k) into a Roth IRA is less about chasing a ...

Both individual retirement account (IRA) types — traditional and Roth — offer valuable retirement-planning benefits, but with different structures, income limits, and pros and cons. Traditional IRAs ...

Savings on taxes is the biggest reason to add Roth IRAs to your retirement portfolio, and it’s never too late (or too early) to do so. That’s the thinking of CPA Larry Pon, founder of Pon & Associates ...

If you withdraw money from your traditional IRA before age 59½, you will likely have to pay a 10% penalty on top of regular ...

The primary factor in a Roth IRA conversion decision is the difference between the tax rate at conversion and the future tax rate at distribution. Tax-free growth in a Roth IRA is a significant ...

When it comes to maxing out your Roth IRA or 401(k) contributions, there are many strategies — including the fairly obscure mega backdoor Roth, which can help you save tens of thousands of additional ...

Roth IRA vs. Traditional IRA: Taxes The difference between a traditional IRA and a Roth IRA comes down to taxes. With a Roth IRA, you contribute funds on which you’ve already paid income taxes, ...