There's a new rule coming to 401(k) catch-up contributions this year that affects higher earners. And it may also have an ...

High earners don't need to overhaul their investment strategy, but should revisit their retirement plan to understand how ...

Forbes contributors publish independent expert analyses and insights. Empowering smarter money moves. For retirement savers, particularly those older than 50, you should evaluate ways to reach the ...

Before rushing to a Roth conversion, here are several important realities federal employees should understand.

What is a Roth 401(k), and how does it differ from a traditional 401(k)? One of the many challenging aspects of retirement planning is picking the smartest vehicles in which to save and grow your ...

Although saving and investing for retirement looks different for everyone, the end goal is typically the same for most people: ensure you have enough saved to have as financially stress-free of a ...

Turning traditional 401(k) savings into Roth money promises tax-free income later, but the tradeoff is a real tax bill today. The strategy can be powerful, yet the math is unforgiving if I misjudge my ...

Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation. And it’s one you can arrange by keeping at least ...

Roth IRA vs Traditional IRA retirement savings decisions are some of the most important financial choices you’ll make when planning for retirement. Choosing between these two types of accounts can ...

Like rollovers from traditional accounts under employer plans, rollovers from Roth 401(k)s must include only eligible amounts. Amounts not eligible for rollover include: Hardship withdrawals.