Quick Read The 4% rule assumes a 30-year retirement horizon with a balanced stock-bond portfolio. Ramsey’s 8% rule requires a ...

Finance expert Dave Ramsey has a lot of unconventional takes. For example, he believes that you don’t need to care about your ...

Think of the "Best of Both Worlds" or total return retirement spending rule as the 4% rule on steroids — retirees live off ...

One way to mitigate this issue is to keep some portion of your portfolio in cash or short-term bonds to meet short-term needs ...

Bengen explains that the 4% rule was never meant to be a rigid withdrawal limit. Instead, he considers it a starting point — ...

Key Takeaways Morningstar’s new analysis suggests a 3.9% starting withdrawal rate gives retirees a high probability of not running out of money during a 30-year retirement.Delaying Social Security ...

When it comes to retirement, there are some longstanding rules of thumb many people rely on. Unfortunately, finance expert ...

How does it work? The 4% rule is a popular retirement withdrawal strategy that involves withdrawing 4% of your total retirement savings during your first year of retirement. In subsequent years, you ...

If you were born before 1952 and have traditional investment plans, there are some important withdrawal requirements you need ...

When times are tough and household budgets are under severe strain, taking cash out of your 401(k) plan can provide some relief. However, it’s best to be cautious, as there are specific rules related ...

The 4% rule has you withdrawing 4% of your savings your first year of retirement, with future withdrawals adjusted for inflation. For the rule to work, certain factors need to be present. Research ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. The 4% Withdrawal Rule for retirement funds celebrated ...