A retirement budget compares expected income with planned expenses to see whether spending fits within available income. This ...

The 4% Rule is arguably the most famous strategy for making sure your retirement income lasts long. Developed in the 1990s, it offers an evidence-based answer to most retirees’ question: “How much can ...

For many savers, hitting $1 million in a retirement account feels like crossing a finish line. In reality, it is the starting point for a new kind of math, where portfolio size has to be translated ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Saving enough money is half the battle for a comfortable ...

If you’ve been diligent with your savings and managed to amass a retirement fund of $2 million, you’ll likely be in pretty good shape for retirement. But while $2 million might feel like a lot, there ...

Some people will spend decades saving and investing for retirement, only to discover that they missed a step along the way. That commonly "missed" step? Devising their plan for decumulation − in other ...

Bill Bengen, a financial planner, forged an industry standard in 1994 for thinking about 'safe' withdrawal rates for investment portfolios during retirement. Although no one can reliably predict the ...