A breakdown of the confusing rules around no-fault car insurance in every state where it exists.

Most drivers know they need car insurance, but fewer understand how it actually works in their state. That's especially true in the states with no-fault insurance. In these states, getting paid after ...

Lawmakers in the 1970s designed no-fault insurance laws to lower car insurance premiums by reducing the number of expensive lawsuits to decide fault. But that hasn't exactly worked, and consumers are ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Auto insurance laws vary across the United States, and one of the most important distinctions is between at‑fault and no‑fault systems. In at‑fault states, the driver responsible for an accident is ...

Florida is one of the few states that follows a no-fault car insurance system. In its simplest form, this means that after ...