The average 401(k) balance for 70-year-olds offers a benchmark, but real retirement readiness depends on income sources, ...

Even the youngest Gen Xers (born 1965 to 1980) have been in the workforce for decades. That has given them much more time to ...

Ideally, your 401(k) account balance will increase over time. Americans generally saw their 401(k) balances increase in 2025. Consistent contributions and responsible investing will help your balance ...

There are plenty of good ideas to boost your 401(k) account over time. Probably the best idea, though, is to maximize your 401(k) employer match. Roughly one in four American workers doesn't fully ...

But keep in mind that you can't keep all that money in there forever. The IRS requires you to begin withdrawing money from ...

Saving for retirement is one of the most important things you can do with your money. Social Security only replaces around 40% of your pre-retirement income, and since a 60% cut in income means you ...

Small business owners have 401-K options that can lower their corporate taxes and give them a "double-dip" savings.

Early withdrawals can shrink your 401(k) savings. See how to calculate the IRS 10% penalty, and learn about exceptions, SECURE 2.0 updates, and penalty‑free alternatives.

Before we get to that major 401(k) change, let's look at other good ideas to grow your 401(k) account. Contributing early is one of the most important things you can do. The sooner you begin saving, ...