Explore the limitations of Federal Direct Loans, including fewer subsidized options for grads, bankruptcy challenges, and ...

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Undergraduate students may be offered a Direct Subsidized and/or Unsubsidized Loan based on financial need, which is evaluated using the data reported on the FAFSA. Subsidized or Direct Subsidized ...

Renee Fleck has spent more than six years covering personal finance and is an expert on student loans and refinancing. Fox Money is a personal finance hub featuring content generated by Credible ...

Learn about the different types of graduate student loans.

Stafford Loans are also known as Direct Loans. They’re federal loans provided by the U.S. government to help students pay the costs of college. There are two types of Stafford loans subsidized and ...

Grad PLUS loans offer graduate students flexible borrowing options, but come with higher interest rates and the need for a credit check Written By Written by Contributor, Buy Side Christy Bieber is a ...

If you're currently seeking a loan and finding it difficult to secure one, you're not alone. The overall rejection rate for credit in the US currently stands at 21.8%, the highest since June 2018.

While the federal program allows students loan borrowers to consolidate their loans for streamlined payments, it comes with benefits and drawbacks. Consolidating multiple loans can be a smart decision ...

Federal Direct Stafford Loans are awarded to all students who complete a FAFSA, meet eligibility requirements, submit all required documentation, and are enrolled at least half-time. This loan is ...