We all want to reach retirement age with more than enough money to cover expenses for the rest of our life. If your workplace offers a 401(k) plan, maxing it out might seem like a simple way to reach ...

A large portion of employees withdraw their entire 401(k) balance when they leave a job rather than rolling it over to their new employer or another account, Vanguard found.

Every time you move between jobs, your 401(k) retirement balance doesn’t automatically move with you. You can roll it over to a new account, cash it out, or just leave it behind. Millions of Americans ...

Early withdrawals can shrink your 401(k) savings. See how to calculate the IRS 10% penalty, and learn about exceptions, SECURE 2.0 updates, and penalty‑free alternatives.