Catch-up contributions have always been a powerful way for people in their 50s and early 60s to turbocharge retirement ...

Starting the year you turn 50, you can increase retirement contributions by an amount set by the IRS. Many, or all, of the products featured on this page are from our advertising partners who ...

If you’re over 50 and feel behind on retirement savings, you’re not alone — and you’re not out of options. There is a ...

The SECURE 2.0 Act made some changes to how catch-up contributions work for retirement plans like a 401(k). Starting in 2025, a small group of people will be able to make "super catch-up" ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

The IRS puts strict limits on how much you can contribute each year to 401(k) plans, IRAs and other retirement funds. But as you edge closer to retirement, you're given a little wiggle room. Starting ...

Most people believe a comfortable retirement is possible if they save early, save consistently, and let compound interest do its magic. Well, that’s definitely sound advice, but what about if you’re ...

The youngest of baby boomers — and some older Gen Xers — could end up even more confused about how much money they can sock away in their 401(k) plans in 2025. Could someone in those age groups really ...