Investment researchers have been playing around with the 4% rule, looking for ways that retirees can safely spend more on ...

For nearly three decades, one of the most widely cited guidelines in retirement planning has been the “4 percent rule.” Originally devised in the mid-1990s by financial adviser Bill Bengen, the rule ...

Retirees are shifting from the traditional 4% withdrawal rule to 5% to combat rising healthcare and living costs. A 5% withdrawal on $1M generates $50K annually versus $40K at 4%. The strategy relies ...