Katharine Paljug is a financial writer and editor with over a decade of industry experience. Her writing has covered nearly every aspect of the financial world, from investing in forex to paying for ...
A Reddit user discussed whether to contribute to a 401(k) or HSA. You should contribute enough to a 401(k) to earn your full employer match. After earning your matching contributions, maxing out an ...
When a company suspends its 401(k) match, it amounts to a pay cut, some workers say. For countless American workers, the 401(k) company match is simply a fact of life: They contribute regularly to ...
The 401(k)-retirement account continues to evolve, with a recent IRS ruling allowing employees the power to choose how to allocate their company’s contributions. The ruling would allow employees to ...
Certified financial planner and co-founder of the Atlanta-based company, Collective Wealth Partners, Kamila Elliott calls a 401(K) match “one of the rare guarantees on an investment that we have.” ...
Growing your wealth without effort might sound farfetched to you, but people do it every day. When you invest your money, it grows while you're off doing other things. It's not likely to make you an ...
Strategizing retirement savings in your 20s can be a daunting task. That is the dilemma of Reddit member in the subreddit r/personalfinance who found himself at a crossroads. At 24, he is in an ...
As always, The Motley Fool cannot and does not provide personalized investing or financial advice. This information is for informational and educational purposes only and is not a substitute for ...
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Should You Invest in a 401(k) Without Matching?
An employer match is one of the most valuable features of many 401(k) plans. Even without an employer match of your contributions, however, a 401(k) can still be useful for retirement savings. The tax ...
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