With retirement just four years away, the decision to shift a quarter of a 401(k) into a Roth IRA is less about chasing a ...

Lawmakers are weighing a Roth IRA rollover proposal that could quietly rewrite the rules of how Americans build and manage tax-free retirement savings. By letting savers move money more freely between ...

A 401(k) rollover to a new employer’s plan offers simplicity and tax-deferred growth, ideal for those with strong plan options. Converting a 401(k) to a Roth IRA provides tax-free withdrawals and ...

For many of us, retirement may seem far away. However, if you ask people who have already retired, many of them will tell you just how fast it can creep up on you. That's why it's important to begin ...

Roth ladders are most helpful to people who have most of their money in traditional IRAs and 401 (k)s and expect to be in a higher tax bracket in the future, Collins says. Because those tax-deferred ...

When they retire, most clients roll their 401(k)s over to an IRA, or to several IRAs. It’s an easy thing to do. But is it always the right thing to do? Not always, advisors say, cautioning that it’s ...

A reverse rollover is when you roll funds from an individual retirement account (IRA) into a 401k or other workplace retirement account. But before you can initiate a rollover — you first need to ...

When you leave a job, the retirement savings in your 401(k) or 403(b) don't have to stay behind. You generally have three options: leave the money in your old plan, cash it out or roll it over into a ...

View post: Macy's is selling a $90 quilt set for $27 that comes with a matching tote bag Social Security alone provides insufficient retirement income, making 401(k)s and IRAs essential savings tools.

If you're a new investor, you have several decisions to make. For example, you must determine where to invest. Ideally, you want an investment vehicle that allows your money to grow steadily over time ...