Early withdrawals can shrink your 401(k) savings. See how to calculate the IRS 10% penalty, and learn about exceptions, SECURE 2.0 updates, and penalty‑free alternatives.

Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's ...

There's a new rule coming to 401(k) catch-up contributions this year that affects higher earners. And it may also have an ...

But keep in mind that you can't keep all that money in there forever. The IRS requires you to begin withdrawing money from ...

Roth conversion strategies for tax efficiency, preservation portfolios, and lifestyle tips for well-being—read now.

The new change to catch-up contributions could mean you’ll have more taxable income in the next filing year. For ...

The SECURE 2.0 Act eliminated RMDs for Roth 401(k)s. Learn what this major change means for your retirement strategy and ...

If you play your cards right, you can avoid an unwanted tax bill. When I first started working full-time and was able to make ...

When faced with rising rent and mounting debt, the temptation to dip into a 401(k) to buy a home can be strong, but personal ...

Discover the significant retirement changes coming in 2026, including increased 401(k) contribution limits and updated Social Security rules affecting both high and low earners. Prepare your ...

A 401(k) can really boost your retirement savings. According to a new study, people who save for retirement with a 401(k) ...