Early withdrawals can shrink your 401(k) savings. See how to calculate the IRS 10% penalty, and learn about exceptions, SECURE 2.0 updates, and penalty‑free alternatives.

There's a new rule coming to 401(k) catch-up contributions this year that affects higher earners. And it may also have an ...

Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's ...

But keep in mind that you can't keep all that money in there forever. The IRS requires you to begin withdrawing money from ...

Roth conversion strategies for tax efficiency, preservation portfolios, and lifestyle tips for well-being—read now.

Turning 65 used to mean a hard stop at work and a simple rule of thumb for tapping savings. Today, retirements stretch longer ...

The SECURE 2.0 Act eliminated RMDs for Roth 401(k)s. Learn what this major change means for your retirement strategy and ...

The new change to catch-up contributions could mean you’ll have more taxable income in the next filing year. For ...

If you play your cards right, you can avoid an unwanted tax bill. When I first started working full-time and was able to make ...

For many of us, retirement may seem far away. However, if you ask people who have already retired, many of them will tell you just how fast it can creep up on you. That's why it's important to begin ...

When faced with rising rent and mounting debt, the temptation to dip into a 401(k) to buy a home can be strong, but personal ...

A 401(k) can really boost your retirement savings. According to a new study, people who save for retirement with a 401(k) ...