A 401(k) plan is an employer-sponsored retirement savings program that offers significant tax benefits to participants. As one of the most common retirement plans in the United States, it allows ...

Charles Schwab offers a range of retirement plans for small business owners and self-employed professionals. These include the individual 401(k) and business 401(k), which stand out for the plans’ ...

A Roth solo 401(k) can make up for the loss of your access to an employer-sponsored retirement plan. Planning for retirement is crucial, especially for self-employed individuals or those without ...

Saving for retirement is one of the smartest things you can do for your future, but choosing between different retirement accounts can sometimes feel overwhelming. Two of the most common options are ...

“It’s best to use Roth accounts when you have a long time horizon or are in a low tax bracket,” said Scott Meyer, wealth manager and partner at Merit Financial Advisors. “The reason is if you are ...