If you’re over 50 and feel behind on retirement savings, you’re not alone — and you’re not out of options. There is a ...

The year is already rapidly coming to a close, making it peak season for assessing (and, in many cases, reassessing) contribution options related to retirement savings accounts. A major factor worth c ...

There's a new rule coming to 401(k) catch-up contributions this year that affects higher earners. And it may also have an ...

Starting in 2026, Americans aged 50 and older earning over $145,000 must make their 401(k) catch-up contributions to a Roth account. This new rule means high-earning older workers will pay taxes on ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

A new rule is going into effect next year that will affect high earners who make “catch-up contributions” in their 401(k)s or other tax-deferred workplace retirement plans. The rule, which was created ...

Every week, Allworth Financial’s Steve Hruby, CFP®, and Bob Sponseller, ChFC®, answer your questions. If you, a friend, or someone in your family has a money issue or problem, feel free to send those ...

Trina Paul is a Breaking News and Personal Finance Writer at Investopedia, covering topics like retirement, consumer debt, and retail investing. She focuses on making complex financial topics ...

One nice feature of 401(k)s is that they have generous contribution limits, including catch-up limits. In 2026, you'll be forced to make your catch-up Roth-style if your 2025 income is over $145,000.

As the new year begins, savings have hit unprecedented levels, but rising health care costs and growing poverty make ...