There's a new rule coming to 401(k) catch-up contributions this year that affects higher earners. And it may also have an ...

High earners don't need to overhaul their investment strategy, but should revisit their retirement plan to understand how ...

Over the past decade, some retirees have sought to lower their RMDs by buying a type of annuity called a qualified longevity ...

On the flip side, when was the last time you encountered a fiduciary whose files were a blend of trade secrets, inexplicably saved URL links and documents buried deep within email communications? It’s ...

Here’s a look at how automatic enrollment will work, the pros and cons of this new policy and if you should consider opting out. When the new auto enrollment policy goes into effect in 2025, all ...

As the new year begins, savings have hit unprecedented levels, but rising health care costs and growing poverty make ...

Employer-sponsored retirement plans usually take the form of either a 401(k) or a profit-sharing plan. Both options are tax-advantaged, but they differ considerably in how they work. To start, ...

Employers can match your student loan payments with contributions to your 401(k) retirement plan thanks to the SECURE 2.0 Act. The IRS gave interim guidance for matching contributions for qualified ...

Saving for retirement requires looking at the big picture, but it can be dispiriting when your 401(k) or other retirement plan takes a beating — a common plight for American workers last year, ...

Retirement planning often focuses on market swings and savings rates, but the real spoiler is quieter and more predictable: ...