5 pros offer their certificate of deposit predictions for February — and beyond ...

We analyzed “best CD” reviews from nine financial sites to find the most-recommended certificates of deposit this month ...

Top CD rates are still hovering near 4%, offering a solid guaranteed rate on your cash for months or years. Find out why I'm staying away regardless.

*Rates and APYs are subject to change. All information provided here is accurate as of Jan. 7, 2026. Investing in the stock market can allow your money to grow, but also involves risk. Storing your ...

-0.40 percentage point (40 basis points). See methodology details Medians, or midpoints, consist of APYs of CDs or share certificates collected from the websites of the following 21 financial ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. After soaring yields in 2023 and 2024, a shift in Fed policy will likely push rates ...

This week, the Fed cut interest rates by 0.25% -- dropping the benchmark rate to its lowest level in three years. If you're holding cash in a high-yield savings account (HYSA) or considering CDs, the ...

It often pays for retirees to put money into CDs. I'm not close to retirement, so I'm more focused on stocks these days. CDs are a good option when saving for near-term goals, not long-term ones. The ...

In the high-interest-rate economic climate of 2022 through most of 2024, savers could seemingly do no wrong. But the economy is considerably different than it was just a few short years ago. The ...

A CD that changes its payout based on the results of a college basketball team sounds fun, but is it a good choice? Here's ...