Welcome bonus: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. New cardholders receive a 0% intro APR for 15 months from account opening on purchases and balance transfers.

The U.S. Bank Shopper Cash Rewards® Visa Signature® Card is a top card for Walmart and Target purchases. Each quarter, you can earn 6% cash back on two retailers of your choosing (up to $1,500 in combined purchases), which can include Walmart and Target.

Save $750 or more on travel in 2026 with the right credit card. See three travel cards with valuable welcome offers and easy rewards.

Bilt 2.0 pre-order launches with three credit cards — with fees ranging from $0 to $495 — and the option to earn rewards on mortgage payments.

Airport lounge access is one of the most valuable — and misunderstood — benefits tied to credit cards. Lounges offer a quieter place to wait, complimentary food and drinks, stronger Wi-Fi and, in many cases,

JPMorgan, Citigroup and Wells Fargo this week separately said limiting borrowing costs on credit cards would harm their business model in a way that would make it prohibitive for them to extend credit to some borrowers, claiming it could hurt economic growth as a result.

Citi's CFO said the bank "would" and "could" not support the proposed cap.